Buy Now Pay Later

Klarna (Buy Now Pay Later)

 

What is Klarna?


A new way to purchase your Cheshire Luxe Home pieces lets you spread the cost over 3 interest-free Instalments. Unsure on sizing or style? Order and try from the comfort of your home and only make the payment once you're happy with your purchase. In order to qualify for 'Pay in 3 instalments' you typically have a minimum spend requirement of £35 and a maximum of £1000. 


Cheshire Luxe Home is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, subject to status. Terms & conditions apply. Please note that the following products are not regulated by the FCA (Pay in 30 days and Pay in 3 instalments) 

How does Klarna work?


Just follow our step-by-step guide above! Simply shop your favourite pieces, choose Klarna as a payment method at the checkout and your parcel is on its way. You will know if you've been approved or not in seconds and you'll then receive a confirmation email from Klarna.

Are there any fees to Klarna?


There are no extra fees for shopping with Klarna if you follow your payment schedule correctly.

 
How do I pay in 3 interest-free instalments?


At checkout select the 3 interest-free instalments option, this will split your purchase into 3 equal payments that will be taken once each month. This time period starts at the time of your order. 

When will my items be delivered if I use Klarna?


Klarna makes no difference to your delivery time, whichever delivery is selected at checkout is how your Cheshire Luxe Home piece will arrive. 
 
How do automatic payments work?


Payments are collected on the allocated dates of the debit or credit card given at the time of purchase. All scheduled payments will be sent over email so you won't miss anything. You can view your purchase by logging into Klarna. 
 
Responsible for Borrowing with Klarna


Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly payments on time.

 

 

PayPal (Buy Now Pay Later)

 

What is Pay Pal in 3?

 

Choose Pay in 3 at checkout where PayPal is available, and enjoy the power to split your purchase into three interest-free payments, with no set-up fees or charges.* It’s a great way to help you stay in control of your budget.

 

How does PayPal in 3 work? 

 

  1. Add the items you love to your bag 
  2. Check out securely with PayPal and choose Pay in 3
  3. Log into or create your PayPal account and complete your purchase

 

How can I pay with PayPal Pay in 3?

 

Just choose to pay with PayPal when you shop online, log into your PayPal account and, if it is an eligible transaction, you'll see PayPal Pay in 3 as one of the available payment methods. 

 

How long will my PayPal Pay in 3 plan last?

 

The plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.

 

Are there any fees associated with PayPal Pay in 3?

 

There are no fees for choosing to pay with PayPal Pay in 3, however if you are late with a payment, you may be charged.

 

Responsible spending with PayPal

 

Please spend responsibly. borrowing more than you can afford could seriously affect your credit score. Make sure you can afford your monthly payments on time.

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